Tergelak kawe tengok iklan neh.. Punyalah jarang iklan ni keluar kat tv, kawe tak pernah tgk iklan ni..
In this article, we’re going to take a different approach to gold. In the past I’ve written about the history of gold, all about the price of gold, all about gold as an inflation hedge, a recession hedge, and a type of investment insurance.
I’ve written about why everyone should own gold, why it’s a secure investment, etc — but in this article, we’re going to take a different approach. Sometimes people get so caught up in a good concept that they overreact and become extremists.
For example, yesterday a reader contacted me bragging that he put all of his portfolio in gold and silver coins. That’s a horrible decision, and he’s essentially destroyed his ability to profit with his portfolio over the next few years. I’ll explain more below.
Here are a few honest facts about gold from an investor who is extremely pro-gold:
No income. Gold doesn’t provide an income, meaning it shouldn’t be used as a retirement investment. It should be used as a security investment like a type of insurance, not for income. Because gold doesn’t pay dividends, if it dips in value, it’s almost like it’s not in your portfolio in terms of the real-world impact of the gold.
It’s volatile. Gold is volatile. It can explode in value or drop drastically. It has bull markets and bear markets just like every other asset in history. Gold isn’t magical — it’s a great investment for some strategies, but it certainly shouldn’t be more than 10% of one’s portfolio regardless of economic conditions.
No get rich quick. This is probably the most misunderstood aspect of gold. Many people think that because gold is probably going to go up in value, it’s a sure thing and it’s ok to throw all your money into gold coins because that’s a way to get rich and retire early. That’s just dumb and naive. There’s no certain way to get rich, and even if gold does increase in value over the next year, buying gold coins costs a premium of roughly 7-10% because of dealer costs and the difficulty in selling gold coins back to the market. It’s not that gold isn’t a good buy, it’s just a long-term “buy and hold” buy for the sake of security, not riches.
Supply and demand. Gold isn’t magical, like I explained above. Nothing is beyond the laws of supply and demand — nothing. The price of gold is based on supply and demand. This means it will always be volatile. Yes, gold has never lost value in its entire history, yes everyone should own gold — but that doesn’t’ mean it’s magical. It’s an essential part of a well-balanced and secure portfolio, but it’s not the stuff of magical beans from Jack and the Beanstalk.
Penny stocks aren’t good. This should go without saying. I wrote over at Stand Strong Research the other day that penny stocks are a horrible investment. Penny stocks are volatile, and usually go bankrupt. Novice investors shouldn’t own them, ever. Ever. Even if they’re “gold” penny stocks and a website claims they’re going to “skyrocket” pretty soon. They’re usually scams.
It’s a long-term investment. Gold is a long-term investment, meaning you should have it in your long-term portfolio for the next few decades, not the next few months. If you’re trying to retire in a year, don’t buy gold. If you’re trying to find financial security and insure that your portfolio doesn’t become completely worthless, then you can’t risk not having gold in your portfolio. For an example of a long-term portfolio in action with gold, check out the permanent portfolio strategy.
In the end, gold is a great investment as an inflation hedge, and insures your portfolio won’t go completely bankrupt. But it’s not magical, it’s not for short-term investors, and it’s not immune to supply and demand.
If you want to learn more about gold, check out our free gold investing guide that covers gold coins, gold ETFs, gold stocks, gold funds, and everything else gold related.
- Artikel Leargoldcoins.com
Proton Saga FL
Simply Better
Dari segi enjin tu, oklah.. 1.3.. tapi handling memang cemerlang.. puas hati.. dan cabin cukup2 luas untuk kegunaan sekeluarga..
Menonton video ini membuat perasan kawe berbunga-bunga. Terasa macam boleh buat apa sahaja, boleh tempuhi apa sahaja halangan dan masalah yang datang! Sesungguh video ini membuktikan kekuatan datang apabila kita bersatu dan nekad serta berusaha dalam melaksanakan apa sahaja perancangan kita. Kerbau-kerbau di dalam video ini membuktikannya.
A battle between a pride of lions, a herd of buffalo, and 2 crocodiles at a watering hole in South Africa’s Kruger National Park while on safari.
Anda Order, Kami Hantar
Daftar Ahli eCosway. Jadi Pengguna Bijak
Send me an instant message!
Salam. Anda boleh terus chat dengan saya melalui web ini, jangan tutup laman ini utk terus chat. Jika mahu tinggalkan mesej, sila pastikan anda tinggalkan nama dan nombor telefon agar saya boleh hubungi anda kembali. Terima kasih
